UK's cheapest temporary car insurance company
Cover any driver, any vehicle
25,000+ policies issuedServing UK drivers for 7+ yearsInstant documentsSecure payments
Flexible Durations
Buy cover for the exact time you need — from 1 day to 28 days.
Instant Documents
Get a digital certificate sent to your email immediately after purchase, ready to print or save.
Luxury Specialists
We accept a wide range of premium and performance vehicles.
Trusted by UK drivers nationwide
Cheap temporary insurance for hard-to-insure drivers
Many UK drivers are quoted high prices — or declined entirely — due to driving convictions, penalty points or previous insurance issues. WeInsureAnyone specialises in low-cost temporary insurance designed to beat the prices offered by mainstream insurers wherever possible.
Speeding convictions (SP codes)
Including SP10, SP30 and SP50. Multiple speeding points often result in inflated premiums — our short-term cover is structured to remain affordable.
Dangerous & careless driving
Convictions such as DD10–DD80 and CD10–CD60 can significantly restrict insurance options. We work with specialist underwriters focused on competitive pricing.
Drink & drug driving
Including DR10, DR20 and DR80. While standard insurers often quote extremely high prices, our temporary policies are built to undercut long-term alternatives.
Insurance & licence offences
Cover considerations for IN10, LC20, LC30 and TT99. These are among the most expensive offences — yet short-term cover can still be cost-effective.
We compare specialist underwriters to deliver some of the cheapest temporary insurance prices available. Where possible, we aim to beat quotes from traditional insurers offering longer-term policies.
How our temporary car insurance works
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Enter your vehicle registration
We use official DVLA data to instantly identify your car and confirm eligibility for temporary car insurance. -
Add driver details
Provide basic driver information and receive a short-term car insurance quote in seconds, with no impact on your credit score. -
Select cover length and get insured instantly
Choose daily, or short-term cover, pay securely online, and receive immediate an insurance cover note by email.
Partners & verification
We work with established UK insurance underwriters and trusted identity verification providers to ensure fast policy issuance, accurate pricing, and full regulatory compliance.
Vehicle details are verified using official DVLA data, while driver and payment checks help prevent fraud and ensure cover can be activated instantly.
Frequently asked questions
Who can buy temporary car insurance?
Temporary car insurance is available to drivers aged 17 and over with a valid UK driving licence. EU and some international licence holders may be accepted depending on the vehicle, cover length, and underwriting criteria.
How quickly does cover start?
Cover can start immediately after payment is completed. Policy documents are issued digitally and emailed straight away, allowing you to drive legally within minutes.
Is temporary insurance legally recognised in the UK?
Yes. Temporary car insurance provides fully valid UK motor insurance and meets legal requirements for driving on UK roads for the selected cover period.